The Philosophical Implications of UK Short Term Car Insurance

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What does UK short term car insurance signify in a philosophical sense? What are the underlying philosophical correlates that relate to UK short term insurance? Let us explore these questions.

Transitory Quality of All Phenomena

One theme that UK temporary car insurance correlates to is the transitory or passing quality of all phenomena. In this case the phenomenon is a person driving a car. The driving period being only a temporary condition, the car insurance is also temporary. Most UK short term car insurance companies offer policy periods ranging from one day, to a few weeks, to month to month recurring policies that can be cancelled any month. This reminds one of, for instance, the transitory quality of the body itself. It is only the vehicle for the soul or spirit for, cosmically speaking, a short period of time.
It’s easy to see the people who are more aware of this will consider the “insurance” of the physical world temporary. They will not become overidentified with their own phenomenal situations and use them exclusively for some sense assurance but will rather realize they are temporary and short term. They can thus be enjoyed more fully without the sense of anxiety that comes from attachment to illusory and misplaced ideas of permanence.

Process Awareness

This essentially leads to what might be known as process awareness. One realizes that all phenomena are not static but rather in process. They are in fact, a process. Process awareness allows for a much more realistic and yet free interpretation of objects, events, people, situations, and so on. These are all processes – dynamic rather than static.
How does this relate to taking out a temporary car insurance policy? Even the car itself is a passing, ever changing process. Its “thingness” only comes from a very orderly sense of its process. The short term experience of a specific driver driving is, similarly a process. This is a series of occurrences wherein an individual gets behind the wheel, drives the vehicle for some brief period, and then stops driving it. The short term policy is a temporary process wherein a company considers this individual insured against various damages during this brief period.
All of these things – the car, the driver, the occurrence and experience of driving, and the policy itself, are transient conditions in which go through their process and then become something else. The car will eventually be refurbished, sold, junked, rust, and turn into more basic elements, themselves to continue on and become still other compounds. The individual will die and return to an extraphysical existence to probably later take on some other reincarnational form. The policy will cease to be in effect and the company will insure other drivers while the individual drives other cars and takes out other insurance policies.

Generosity

People often take out temporary insurance policies so they can insure people who are borrowing their cars. UK short term car insurance thus has important associations with generosity. The policies allow either the car owner or the party borrowing the car to initiate the coverage, as long as both parties agree to it. This represents the fact that generosity and process awareness tend to go together. If you realize that everything is part of an interconnected process, you are more likely to be generous. This is similar to the “loving kindness” of Buddhism that comes from an enlightened sense of the connectedness and also process based quality of all things.

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Copyright Anne Willowby 2010